Insurance Claims 101: Filing An Insurance Claim After a Storm
It's no secret that Minnesota is well known for its storms, from hail and snow to even flooding; nothing is off-limits for us here. The aftermath can be devastating, and aside from dealing with the stress of clean-up, filing an insurance claim adds to the pressure.
Once the danger has passed, it's time to get assistance and start your insurance claim. So here are a few tips from our experts on expediting the process.
Don't Wait to Contact Your Insurance Company
Aside from making sure your family and you are safe, contacting your insurance company should be your first primary step. Don't put this off because the longer you wait, the harder it may be to prove your claim, and if you need financial assistance right away with car rentals or hotel stays, they may be able to help.
It's also recommended that you review your policy to see what's included so you know what coverage you have and understand what you are responsible for or what they need from you for the claim.
Fill in Any Gaps
There may also be repairs that need to be completed right away, like calling a plumber to close off water lines or filling in any gaps or damage from broken windows or holes in your roof. These things need to be taken care of immediately because your home is exposed to the elements, and more damage can occur if they are not addressed.
Check with your insurance company to see their recommendations and fill in any gaps or vulnerable areas of your property.
Get Thorough Documentation
Documentation is everything, so take photos and video footage of any damages. Include belongings like furnishings, clothing, and other personal items damaged from the storm in the claim.
Also, make sure that you are keeping all receipts for expenses from the storm and any documents related to repairs or quotes from contractors to give to the adjuster.
Call an Expert Restoration Company
One of the most important steps is working with a reputable contractor. You need a restoration company with experience you can trust and someone who can help guide you through the insurance process. Make sure they have the right training and knowledge and offer professional assessments to catch even the smallest of damages so they don't go overlooked and missed in the claim.
Dealing With Storm Damage? Restoration Geeks Has You Covered!
Storm damage can be a life-changing experience; you only want the best in the business by your side through the process. For two decades, Restoration Geeks has been a premier storm damage contractor and exterior specialist in the Twin Cities, and we will help you step-by-step in the restoration process.
From storm damage to home window installs, we do it all! Book your consultation online or give our Edina office a call at 952-500-9546 today.